Young Adults Get Affordable Care
One of the scariest things about college graduation — besides feelings of ohmygoshwhatamIgoingtodowithmylifenow — was the realization that I was about to be kicked off my parents’ health insurance. I knew that if I didn’t find a job with health benefits soon, I would be left either without adequate coverage or with unaffordable premiums (and jobless to boot).
Thankfully, I was able to find a job and health insurance. But many people my age were not so lucky and were forced to buy overpriced insurance on the individual market or go without pray they wouldn’t get hit by a car or twist their ankle.
The Affordable Care Act, which turned one year old on Wednesday, fixes this.
Young adults now have more and better health care options — most significantly the ability to stay on their parents’ insurance until age 26.
With jobs even less plentiful than when I graduated back in 2005, I know this small but important change is a huge relief for both young adults and their parents.
Young adults looking to get coverage can check out this great toolkit from the Young Invincibles.
The White House has also been getting the word out, including via a personal phone call from the President to Erick Moberg, a college senior who under the old rules would have been kicked off his parents’ insurance but who can now take a year off to prepare for medical school without worrying about how he’ll get health insurance coverage.